Telecheck Verify with MICR - V1
Last updated: 01-Aug-2025
This API is used to initiate payment requests specifying the following details:
| Request Details | Values |
|---|---|
| Method | POST |
| URL | https://{ENVIRONMENT}/oidc/poscloud/nexo/payment |
| Authorization | https://verifone.cloud/docs/in-store-payments/integration-set-terminal#step-3__003a__00a0setting-up-basic-auth-in-postman |
|
Headers: Content-Type x-terminal-simulator x-site-entity-id
Authorization |
application/json true Entity ID of child to be passed in case parent token is used while calling this API. "user-uid:api" key pair encoded in base64. See the Obtaining API Keys guide for more information. |
| Body > Raw | See the request example below. |
Check the POS Cloud API reference for more details on the required parameters.
| Required parameters | Description |
|---|---|
MessageHeader |
Object |
MessageHeader.MessageClass |
"SERVICE" |
MessageHeader.MessageCategory |
"PAYMENT" |
| MessageHeader.MessageType | "REQUEST" |
| MessageHeader.ServiceID | String |
| MessageHeader.SaleID | String |
| MessageHeader.POIID | String |
| PaymentRequest | Object |
| PaymentRequest.SaleData | Object |
| PaymentRequest.TransactionID | String |
| PaymentRequest.TimeStamp | String |
| PaymentRequest.PaymentTransaction | Object |
| PaymentRequest.AmountsReq | Object |
| PaymentRequest.Currency | String |
{
"MessageHeader": {
"MessageClass": "SERVICE",
"MessageCategory": "PAYMENT",
"MessageType": "REQUEST",
"ServiceID": "1234",
"SaleID": "1992",
"POIID": "{{POIID}}"
},
"PaymentRequest": {
"SaleData": {
"SaleTransactionID": {
"TransactionID": "VERIFONE35ab",
"TimeStamp": "2020-04-20T14:43:59+05:30"
},
"SaleToPOIData": "171717",
"OperatorID": "123456",
"SaleReferenceID": "505050",
"VF_SaleNote": "Hello SaleNote"
},
"PaymentTransaction": {
"AmountsReq": {
"Currency": "USD",
"RequestedAmount": "11.00",
"TipAmount": "0"
},
"OriginalPOITransaction": {
"ApprovalCode": ""
}
},
"PaymentData": {
"PaymentType": "NORMAL",
"SplitPaymentFlag": true,
"PaymentInstrumentData": {
"PaymentInstrumentType":"VF_CHECKVERIFY",
"CheckData": {
"TrackData": "t123456780t 10987654321o 2233",
"TypeCode": "VF_Government"
}
},
"VF_PersonalIdentification": {
"VF_DriversLicense": {
"VF_Number": "11112222"
}
}
}
}
}Based on the response from the terminal, the POS Cloud will send back the response.
{
"MessageHeader": {
"MessageClass": "SERVICE",
"MessageCategory": "PAYMENT",
"MessageType": "RESPONSE",
"ServiceID": "1234",
"SaleID": "1992",
"POIID": "451-372-289"
},
"PaymentResponse": {
"Response": {
"Result": "SUCCESS",
"ErrorCondition": null,
"AdditionalResponse": null
},
"SaleData": {
"OperatorID": "123456",
"SaleTransactionID": {
"TransactionID": "VERIFONE35ab",
"TimeStamp": "2020-04-20T14:43:59+05:30"
},
"TokenRequestedType": null,
"SaleReferenceID": null,
"SaleTerminalData": null,
"CustomerOrderReq": null,
"SaleToPOIData": "{\"c\":\"1323038776\",\"m\":\"CHECK\",\"i\":\"VERIFONE35ab\",\"r\":\"APPROVED\",\"rc\":\"5\",\"ts\":\"SUCCESS\"}",
"SaleToAcquirerData": null,
"VF_SaleNote": null,
"VF_L2Data": null
},
"POIData": {
"POITransactionID": {
"TransactionID": "1323038776",
"TimeStamp": null
},
"POIReconciliationID": null
},
"PaymentResult": {
"PaymentType": "NORMAL",
"PaymentInstrumentData": {
"PaymentInstrumentType": null,
"ProtectedCardData": null,
"CardData": {
"BankUserData": "CHECK",
"PaymentBrand": "CHECK",
"MaskedPAN": null,
"PaymentAccountRef": null,
"EntryMode": null,
"CardCountryCode": null,
"ProtectedCardData": null,
"SensitiveCardData": {
"PAN": null,
"CardSeqNumb": null,
"ExpiryDate": null,
"TrackData": null
},
"AllowedProductCode": null,
"PaymentToken": {
"TokenRequestedType": "TRANSACTION",
"TokenValue": null,
"ExpiryDateTime": null
},
"VF_CardholderName": null,
"VF_EmvTags": null
},
"VF_FleetCard": null,
"VF_AccountType": null,
"CustomerToken": null,
"_vf_AlternativePaymentData": null,
"CheckData": {
"TrackData": "t123456780t 10987654321o 2233",
"BankID": null,
"AccountNumber": null,
"CheckNumber": null,
"CheckCardNumber": null,
"Country": null,
"TypeCode": "VF_Government"
}
},
"AmountsResp": {
"Currency": "USD",
"AuthorizedAmount": "50",
"TotalRebatesAmount": null,
"TotalFeesAmount": null,
"CashBackAmount": "0",
"TipAmount": "0",
"VF_FsaAuthorizedAmount": "0.0",
"VF_DiffAmountDue": "0.0",
"VF_ReturnCheckFee": "0.0"
},
"MerchantOverrideFlag": null,
"CapturedSignature": {
"RawSignature": null,
"SignatureImage": {
"ImageFormat": null,
"ImageData": null,
"ImageReference": null
}
},
"ProtectedSignature": null,
"OnlineFlag": true,
"AuthenticationMethod": [
"NONE"
],
"ValidityDate": null,
"PaymentAcquirerData": {
"AcquirerID": null,
"MerchantID": null,
"AcquirerPOIID": null,
"AcquirerTransactionID": {
"TransactionID": "008947220000008",
"TimeStamp": null
},
"ApprovalCode": "",
"HostReconciliationID": null
},
"VF_PaymentHostData": null
},
"PaymentReceipt": null
}
}
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