Card encryption - verifone.js
Overview
The verifone.js library is a quick and secure way to collect sensitive credit card data. This allows users full control over the checkout experience while maintaining a minimum SAQ A-EP level. The user receives an encrypted card block, which can be used to process a payment.
Availability
verifone.js is available for all Verifone merchants who use the Payments API of Verifone or process their payments using an external party.
Benefits
The verifone.js solution offers:
- Full ownership over merchant payment flow
- Reduced complexity for PCI DSS compliance
- Seamless integration into an existing checkout page, regardless of the stack used
Supported browsers
- Chrome
- Firefox
- Edge
- Safari
- Opera
- Brave
How it works
Integration steps
An account is created in Verifone Central by a Verifone employee.
To integrate verifone.js in your Checkout page, follow these steps:
- Load verifone.js in the <head> of your Checkout page, where the card form is shown.
<script src="https://cst.jsclient.vficloud.net/verifone.js"></script>Sandbox environment:
- EMEA : https://cst.jsclient.vficloud.net/verifone.js
- US : https://uscst.jsclient.vficloud.net/verifone.js
Production environment:
- EMEA : https://emea.jsclient.verifone.cloud/verifone.js
- US : https://us.jsclient.verifone.cloud/verifone.js
- NZ : https://nz.jsclient.verifone.cloud/verifone.js
2. Define the Secure Card Capture Key.
var encryptionKey = "SecureCardCaptureKey"3. Collect the card data and place it into a JSON object.
Card schema
| Parameter name | Type | Required/Optional | Description |
|---|---|---|---|
| cardNumber | String | Required* | Numeric value with no spaces or separators allowed between the digits |
| expiryMonth | String | Optional | Numeric value with length 2. e.g., March -> 03 |
| expiryYear | String | Optional | Numeric value with length 2, e.g., 2028 -> 28 |
| cvv | String | Optional | Numeric value with length 3 or 4 |
| svcAccessCode | String | Optional |
Numeric value with length up to 8 PIN number of non-PCI cards (e.g.: Gift Cards) |
var card = {
"cardNumber": "4000000000001091",
"expiryMonth": "03",
"expiryYear": "28",
"cvv": "123"
}
4. Invoke verifone.js to encrypt the card using encryptionKey
var encryptedCard = await verifone.encryptCard(card, encryptionkey)verifone.encryptCard returns a Promise. Not all browsers support using async-await. Consider this in your integration.
Alternatively, if you would like to receive additional data regarding the card, such as expiration date and limited card digits use the function below:
var encryptedCard = await verifone.getEncryptedCardDetails(card, encryptionkey)5. [Optional] To initiate a payment using the Payments API, use the encryptedCard parameter alongside the public key alias of the encryption key:
POST /v2/transactions/card
{
amount: 3252,
encrypted_card: encryptedCard,
public_key_alias: K9,
...
}