Checkout Test Cases 1.0.2
Last updated: 29-Oct-2021
Note: for all test cases please use expiry year longer than 3 years from current year.
Test Case 1: Successful Authentication
| Scenario | Cardholder is enrolled (enrolled=Y), authentication is successful (pares_status=Y), successful signature verification (signature_verification=Y). |
|---|---|
| Test Values | Exp Date: 01/**** |
| Visa PAN | 4000000000000002 |
| Mastercard PAN | 5200000000000007 |
| American Express PAN | 340000000003961 |
| Expected Results - Lookup | N/A |
| Expected Results - Authentication Object | { "amount": value, "authentication": { "signature_verification": "Y", "xid": "value", "pares_status": "Y", "cavv": "value", "payload": "value", "acs_url": "value", "eci_flag": "ECI value", "order_id": "value", "error_no": "0", "enrolled": "Y", "threeds_version": "1.0.2" }, "card": "value", "currency_code": "value", "created_at": "value", "organisation": "value", "transaction_id": "value", "authenticator": "value", "_id": "value" } |
| Payment Transaction | If "process_transaction": true, the checkout page will initiate the authorization message and return the transaction_id on the return_url |
| Return_url | {{return_url}}?transaction_id=value&authentication_id=value |
| Merchant Action | N/A |
| ECI Value 05 | Visa, American Express |
| ECI Value 02 | Mastercard |
Test Case 2: Failed Signature
| Scenario | Cardholder is enrolled (enrolled=Y), authentication is successful (pares_status=Y), successful signature verification (signature_verification=Y). A third party has tampered with the results. |
|---|---|
| Test Values | Exp Date: 01/**** |
| Visa PAN: | 4000000000000010 |
| Mastercard PAN: | 5200000000000015 |
| American Express PAN | 340000000006022 |
| Expected Results - Lookup | N/A |
| Expected Results - Authentication Object | { "amount": value, "authentication": { "signature_verification": "N", "xid": "value", "pares_status": "Y", "cavv": "value", "payload": "value", "acs_url": "value", "eci_flag": "ECI value", "order_id": "value", "error_no": "0", "enrolled": "Y", "threeds_version": "1.0.2" }, "card": "value", "currency_code": "value", "created_at": "value", "organisation": "value", "transaction_id": "value", "authenticator": "value", "_id": "value" } |
| Payment Transaction | If "process_transaction": true, the checkout page will not initiate the authorization message and will return an error in the return_url. |
| Return_url | {{return_url}}?authentication_id=value&error= %27Transaction%20cannot%20be%20initiated%20because%20 signature%20verification%20in%20the%20authentication%20process%20failed.%27 |
| Merchant Action | Merchant should reinitiate the checkout, or prompt for another payment. |
| ECI Value 05 | Visa, American Express |
| ECI Value 02 | Mastercard |
Test Case 3: Failed Authentication
| Scenario | The authentication has failed, e.g. Cardholder failed the authentication challenge. Cardholder enrolled (enrolled=Y), Unsuccessful authentication (pares_status=N), successful signature verification. |
|---|---|
| Test Values | Exp Date: 01/**** |
| Visa PAN | 4000000000000028 |
| Mastercard PAN | 5200000000000023 |
| American Express PAN | 340000000000033 |
| Expected Results - Lookup | N/A |
| Expected Results - Authentication Object | { "amount": value, "authentication": { "signature_verification": "Y", "xid": "value", "pares_status": "N", "payload": "value", "acs_url": "value", "eci_flag": "ECI value", "order_id": "value", "error_no": "0", "enrolled": "Y", "threeds_version": "1.0.2" }, "card": "value", "currency_code": "value", "created_at": "value", "organisation": "value", "transaction_id": "value", "authenticator": "value", "_id": "value" } |
| Payment Transaction | If "process_transaction": true, the checkout page will not initiate the authorization message and an error would be returned. |
| Return_url | {{return_url}}?authentication_id=value&error= %27Transaction%20cannot%20be%20initiated%20because%20authentication%20has%20failed.%27 |
| Merchant Action | Merchant should reinitiate the checkout, or prompt for another payment. |
| ECI Value 07 | Visa, American Express |
| ECI Value 00 | Mastercard |
Test Case 4: Attempts/Non-Participating
| Scenario | The merchant attempts authentication of the cardholder but the issuer is yet to participate in 3DS or its access control server is unable to respond. The scheme responds on behalf of the Issuer. it is otherwise known as Passive Authentication, and the cardholder is not prompted for authentication credential. |
|---|---|
| Test Values | Exp Date: 01/**** |
| Visa PAN | 4000000000000101 |
| Mastercard PAN | 5200000000000908 |
| American Express PAN | 340000000003391 |
| Expected Results - Lookup | N/A |
| Expected Results - Authentication | { "amount": value, "authentication": { "threeds_version": "1.0.2", "enrolled": "Y", "error_no": "0", "order_id": "value", "eci_flag": "ECI value", "signature_verification": "Y", "cavv": "value", "pares_status": "A", "xid": "value" }, "card": "value", "currency_code": "value", "created_at": "value", "organisation": "value", "transaction_id": "value", "authenticator": "value", "_id": "value" } |
| Payment Transaction | If "process_transaction": true, the checkout page will initiate the authorization message and return the transaction_id on the return_url |
| Return_url | {{return_url}}?transaction_id=value&authentication_id=value |
| Merchant Action | N/A |
| ECI Value 06 | Visa, American Express |
| ECI Value 01 | Mastercard |
Test Case 5: Timeout
| Scenario | Any of the involved components delayed to response and a timeout was triggered while waiting the authentication (lookup) response. |
|---|---|
| Test Values | Exp Date: 01/**** |
| Visa PAN | 4000000000000044 |
| Mastercard PAN | 5200000000000049 |
| American Express PAN: | 340000000008309 |
| Expected Results - Lookup | N/A |
| Expected Results - Authentication | { "amount": value, "authentication": { "threeds_version": "1.0.2", "enrolled": "U", "error_no": "value", "error_desc": "value" "order_id": "value", "eci_flag": "ECI value" }, "card": "value", "currency_code": "value", "created_at": "value", "organisation": "value", "transaction_id": "value", "authenticator": "value", "_id": "value" } |
| Payment Transaction | If "process_transaction": true, the checkout page will not initiate the authorization message due to an error in the authentication and will return the error on the return_url |
| Return_url | {{return_url}}?authentication_id=value&error= %27An%20error%20took place%20during%20the%20authentication. %20Please%20refer%20to%20the%20Reason%20Code%20or%20contact%20your%20Administrator.%27 |
| Merchant Action | Merchant should reinitiate the checkout, or prompt for another payment. |
| ECI Value 07 | Visa, American Express |
| ECI Value 00 | Mastercard |
Test Case 6: Not Enrolled
| Scenario | The issuer of the card does not participate in 3-D Secure or the specific card number is not enrolled for 3-D Secure. (enrolled=N) |
|---|---|
| Test Values | Exp Date: 01/**** |
| Visa PAN | 4000000000000051 |
| Mastercard PAN | 5200000000000056 |
| American Express PAN: | 340000000008135 |
| Expected Results - Lookup | N/A |
| Expected Results - Authentication Object | { "amount": value, "authentication": { "threeds_version": "1.0.2", "enrolled": "N", "error_no": "0", "order_id": "value", "eci_flag": "ECI value" }, "card": "value", "currency_code": "value", "created_at": "value", "organisation": "value", "transaction_id": "value", "authenticator": "value", "_id": "value" } |
| Payment Transaction | If "process_transaction": true, the checkout page will initiate the authorization message and return the transaction_id on the return_url |
| Return_url | {{return_url}}?transaction_id=value&authentication_id=value |
| Merchant Action | Merchant should reinitiate the checkout with 3DS, if the Authorization is declined by the issuer. |
| ECI Value 06 | Visa |
| ECI Value 07 | American Express |
| ECI Value 00 | Mastercard |
Test Case 7: Unavailable
| Scenario | Authentication was unavailable, any of the components involved in 3DS flow was not available. (enrolled=U) |
|---|---|
| Test Values | Exp Date: 01/**** |
| Visa PAN | 4000000000000069 |
| Mastercard PAN | 5200000000000064 |
| American Express PAN: | 340000000007780 |
| Expected Results - Lookup | N/A |
| Expected Results - Authentication Object | { "amount": value, "authentication": { "threeds_version": "1.0.2", "enrolled": "U", "error_no": "0", "order_id": "value", "eci_flag": "ECI value" }, "card": "value", "currency_code": "value", "created_at": "value", "organisation": "value", "transaction_id": "value", "authenticator": "value", "_id": "value" } |
| Payment Transaction | If "process_transaction": true, the checkout page will initiate the authorization message and return the transaction_id on the return_url |
| Return_url | {{return_url}}?transaction_id=value&authentication_id=value |
| Merchant Action | Merchant should reinitiate the checkout with 3DS, if the Authorization is declined by the issuer. |
| ECI Value 07 | Visa, American Express |
| ECI Value 00 | Mastercard |
Test Case 8: lookup error
| Scenario | An error took place during the 3DS flow. The authentication response (lookup) will contain an error. |
|---|---|
| Test Values | Exp Date: 01/**** |
| Visa PAN | 4000000000000085 |
| Mastercard PAN | 5200000000000080 |
| American Express PAN | 340000000006337 |
| Expected Results - Lookup | N/A |
| Expected Results - Authentication Object | { "amount": value, "authentication": { "threeds_version": "1.0.2", "enrolled": "U", "error_no": "value", "error_desc": "value" "order_id": "value", "eci_flag": "ECI value" }, "card": "value", "currency_code": "value", "created_at": "value", "organisation": "value", "transaction_id": "value", "authenticator": "value", "_id": "value" } |
| Payment Transaction | If "process_transaction": true, the checkout page will not initiate the authorization message due to an error in the authentication and return the error on the return_url |
| Return_url | {{return_url}}?authentication_id=value&error=%27An%20error%20took place%20during%20the%20authentication. %20Please%20refer%20to%20the%20Reason%20Code%20or%20contact%20your%20Administrator.%27 |
| Merchant Action | Merchant should reinitiate the checkout, or prompt for another payment. |
| ECI Value 07 | Visa, American Express |
| ECI Value 00 | Mastercard |
Test Case 9: authenticate error
| Scenario | An error took place during the result request or challenge flow, and the JWT will contain an error. |
|---|---|
| Test Values | Exp Date: 01/**** |
| Visa PAN | 4000000000000093 |
| Mastercard PAN | 5200000000000098 |
| American Express PAN | 340000000009299 |
| Expected Results - Lookup | N/A |
| Expected Results - Authentication | { "amount": value, "authentication": { "payload": "value", "acs_url": "value", "eci_flag": "ECI value", "order_id": "value", "error_no": "value", "error_desc": "value" "enrolled": "Y", "threeds_version": "1.0.2" }, "card": "value", "currency_code": "value", "created_at": "value", "organisation": "value", "transaction_id": "value", "authenticator": "value", "_id": "value" } |
| Payment Transaction | If "process_transaction": true, the checkout page will not initiate the authorization message due to an error in the authentication and return the error on the return_url |
| Return_url | {{return_url}}?authentication_id=value&error=%27An%20error%20took place%20during%20the%20authentication. %20Please%20refer%20to%20the%20Reason%20Code%20or%20contact%20your%20Administrator.%27 |
| Merchant Action | Merchant should reinitiate the checkout, or prompt for another payment. |
| ECI Value 07 | Visa, American Express |
| ECI Value 00 | Mastercard |
Test Case 10: Authentication Unavailable
| Scenario | Cardholder is enrolled (enrolled=Y), authentication request (lookup) has suceeded, but during challenge and results request (JWT) a 3DS component was unavailable, resulting the transaction to fail (pares_status=U). |
|---|---|
| Test Values | Exp Date: 01/**** |
| Visa PAN | 4000000000000036 |
| Mastercard PAN | 5200000000000031 |
| American Express PAN | 340000000000116 |
| Expected Results - Lookup | N/A |
| Expected Results - Authentication Object | { "amount": value, "authentication": { "error_desc": "value", "signature_verification": "Y", "xid": "value", "pares_status": "U", "payload": "value", "acs_url": "value", "eci_flag": "ECI value", "order_id": "value", "error_no": "0", "enrolled": "Y", "threeds_version": "1.0.2" }, "card": "value", "currency_code": "value", "created_at": "value", "organisation": "value", "transaction_id": "value", "authenticator": "value", "_id": "value" } |
| Payment Transaction | If "process_transaction": true, the checkout page will initiate the authorization message and return the transaction_id on the return_url |
| Return_url | {{return_url}}?transaction_id=value&authentication_id=value |
| Merchant Action | Merchant should reinitiate the checkout with 3DS, if the authorization is declined by the issuer. |
| ECI Value 07 | Visa, American Express |
| ECI Value 00 | Mastercard |
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