Apple Pay
Overview
Apple Pay is a digital wallet and mobile payment option developed by Apple Inc. that facilitates payments in person, in iOS apps, and on the web using the Safari browser. It can be used on any Apple device: iPhone, iPad, Mac, and Apple Watch.
Availability
Apple Pay is not available on devices that are not made and sold by Apple.
To check in which countries or regions you can use Apple Pay, read more on availability and geographical coverage here. If you need more information on Apple Pay, you can also refer to these resources: Apple Pay Terms and Conditions and Apple Pay Brand guidelines.
Benefits
As a merchant, you can:
- increase your conversion rate in the US, where Apple Pay is a preferred payment method
- offer your customers localized payment methods making your business more attractive for your shoppers
- simplify payment acceptance across different sales channels
Workflow
Verifone processes B2C payments with Apple Pay via your acquirer (i.e., Verifone is not involved in the funds' flow) and provides Hosted Checkout, Pay By Link, Portal for Payment Actions (capture, cancel, refund), transactions reporting, 3DS report, and settlements reporting.
If you are already using Verifone's Hosted Checkout, once you activate Apple Pay as a payment method, this will be displayed in your shopping cart. When your shoppers choose to pay with Apple Pay, they are redirected to the Apple Pay payment flow to finalize their purchase. Then, Verifone returns the transaction response/confirmation to you (merchant). After payment confirmation, Verifone redirects the shopper automatically back to your shop.
Activate Apple Pay
To be able to use Apple Pay as a payment method, follow these steps:
- Log in to your Verifone Central account.
- Navigate to Administration and click on Wallets.
3. Select your Organisation from the drop-down list and then click on Add new wallet.
4. On the Wallets page, select your Organisation from the drop-down list and choose the Apple Pay for Web option.
5. Click on Add wallet to add the Apple Pay wallet to your payment methods portfolio.
6. After adding your Apple Pay wallet to your Organisation, this payment option will be shown as active. If you ever wish to remove this payment option from your portfolio, you can do that by disabling the wallet from the same page.
Integrate Apple Pay as a payment method
You can accept payments through Apple Pay via Checkout (Hosted Payments Page - HPP).
Once you set up an Apple Pay wallet for your Organisation, the next step is to create a checkout. To do this, you need to include the code snippet below:
Here is an example body for creating a Checkout to be used as a Hosted Payments Page (default interaction_type):
curl --location --request POST 'https://checkout_dev.dimebox.com/v2/checkout' \
--header 'Content-Type: application/json' \
--header 'Authorization: Bearer \
--data-raw '{
"currency_code": "EUR",
"amount": 1000,
"entity_id": "a6b45428-0296-4394-8ddd-0b50b5b20aa9",
"customer": "e4cfeb8d-0e36-4478-8a01-88950d17d1b0",
"configurations": {
"apple_pay": {
"dynamic_descriptor": "SNEAKERS DELUXE",
"card": {
"payment_contract_id": "e4ef1f24-4e95-4cdc-be6a-4f18ed2056ad",
"authorization_type": "FINAL_AUTH",
"sca_compliance_level": "FORCE_3DS",
"threed_secure":
Unknown macro: { "enabled"}
}
}
},
"merchant_reference": "ORDER-1234",
"return_url": "https://enzxiezwyvbcusi.m.pipedream.net",
"i18n":
Unknown macro: { "default_language"}
}'
The response for creating the Checkout will look like this:
{
"id": "e09d31b5-231a-4b26-a3aa-0bbfa901412a",
"url": "https://checkout_dev.dimebox.com/v2/checkout/e09d31b5-231a-4b26-a3aa-0bbfa901412a/view"
}
Here is an example body for creating a Checkout to be used as Iframe:
{
"amount": 74.55,
"currency_code": "EUR",
"entity_id": "{{entity_id}}",
"configurations": {
"{{payment_method}}": {
// varies per payment_method
}
},
"merchant_reference": "SNKRS-7001",
"return_url": "{{merchant_return_url}}",
"interaction_type": "IFRAME"
}
The response for creating the Checkout will look like this:
{
"id": "38615263-ed67-4774-bddd-7407edc0b700",
"url": "{{host}}/v2/loader.js?checkoutId=38615263-ed67-4774-bddd-7407edc0b700"
}
Payment actions
You can perform the following payment actions using Apple Pay via Verifone Central.
- Payment actions via Verifone Central
Reporting
You can see and export transaction reports, 3DS transaction reports, and settlement reports for the Apple Pay wallet right from your Verifone Central account.