Online payments

Overview

Apple Pay is a digital wallet and mobile payment option developed by Apple Inc. that facilitates payments in person, in iOS apps, and on the web using the Safari browser. It can be used on any Apple device: iPhone, iPad, Mac, and Apple Watch.

Availability

Apple Pay is not available on devices that are not made and sold by Apple.

To check in which countries or regions you can use Apple Pay, read more on availability and geographical coverage here. If you need more information on Apple Pay, you can also refer to these resources: Apple Pay Terms and Conditions and Apple Pay Brand guidelines.

Benefits

As a merchant, you can:

• increase your conversion rate in the US, where Apple Pay is a preferred payment method 
• offer your customers localized payment methods making your business more attractive for your shoppers
• simplify payment acceptance across different sales channels

Workflow

Verifone processes B2C payments with Apple Pay via your acquirer (i.e., Verifone is not involved in the funds' flow) and provides Hosted Checkout, Pay By Link, Portal for Payment Actions (capture, cancel, refund), transactions reporting, 3DS report, and settlements reporting.

If you are already using Verifone's Hosted Checkout, once you activate Apple Pay as a payment method, this will be displayed in your shopping cart. When your shoppers choose to pay with Apple Pay, they are redirected to the Apple Pay payment flow to finalize their purchase. Then, Verifone returns the transaction response/confirmation to you (merchant). After payment confirmation, Verifone redirects the shopper automatically back to your shop.

Activate Apple Pay

To be able to use Apple Pay as a payment method, follow these steps:

1. Log in to your Verifone Central account.
2. Navigate to Administration and click on Wallets.

  3.  To add a new wallet click on the Add new Wallet button.

  4.  Select your Organisation from the drop-down list, select the Apple Pay Wallet button. 

  5.  To enable Apple Pay for web via API integration, you need to do the following steps:

• Click on Enable ApplePay for web via direct API
• Add your website url
• Download the .txt file
• Add the .txt file into your domain host
• Click on add wallet

  6.  If the .txt file was added correctly, click on the Verify domain button.

  7.  Once the domain is verified, you should see the status of the wallet as Active.

Integrate Apple Pay as a payment method

You can accept payments through Apple Pay via Checkout (Hosted Payments Page - HPP) or via eComm API.

Once you set up an Apple Pay wallet for your Organisation, the next step is to create a checkout. To do this, you need to include the code snippet below:

curl --location --request POST 'https://checkout_dev.dimebox.com/v2/checkout' \
--header 'Content-Type: application/json' \
--header 'Authorization: Bearer \
--data-raw '{
"currency_code": "EUR",
"amount": 1000,
"entity_id": "a6b45428-0296-4394-8ddd-0b50b5b20aa9",
"customer": "e4cfeb8d-0e36-4478-8a01-88950d17d1b0",
"configurations": {
"apple_pay": {
"dynamic_descriptor": "SNEAKERS DELUXE",
"card": {
"payment_contract_id": "e4ef1f24-4e95-4cdc-be6a-4f18ed2056ad",
"authorization_type": "FINAL_AUTH",
"sca_compliance_level": "FORCE_3DS",
"threed_secure":

Unknown macro: { "enabled"}
}
}
},
"merchant_reference": "ORDER-1234",
"return_url": "https://enzxiezwyvbcusi.m.pipedream.net",
"i18n":

Unknown macro: { "default_language"}
}'

{
"id": "e09d31b5-231a-4b26-a3aa-0bbfa901412a",
"url": "https://checkout_dev.dimebox.com/v2/checkout/e09d31b5-231a-4b26-a3aa-0bbfa901412a/view"
}

{
  "amount": 74.55,
  "currency_code": "EUR",
  "entity_id": "{{entity_id}}",
  "configurations": {
    "{{payment_method}}": {
      // varies per payment_method
    }
  },
  "merchant_reference": "SNKRS-7001",
  "return_url": "{{merchant_return_url}}",
  "interaction_type": "IFRAME"
}

{
  "id": "38615263-ed67-4774-bddd-7407edc0b700",
  "url": "{{host}}/v2/loader.js?checkoutId=38615263-ed67-4774-bddd-7407edc0b700"
}