Activate payment methods

Overview

Use this feature to control the availability of your payment methods. Additionally, you can configure what payment methods are available to your shoppers, based on the country they place orders from.

Availability

Payment method management is available for all 2Checkout accounts. The availability of specific payment methods may vary depending on your account and contractual agreements. Payment methods activation takes place instantly, except for those that require a special request, such as domestic cards.

Requirements

Before activating or modifying payment method settings, make sure that you are authorized by your company to perform these changes, and agree with any special conditions implied.

Activate a payment method

Follow the steps below to activate a payment method from your Merchant Control Panel.

1. Log in to your Merchant Control Panel.
2. Go to Setup → Ordering options.
3. Click on the Payment Methods tab.
4. Locate the payment method you want to edit in the list of payment methods and click on the Activate button in the Status column.
5. Click on the Activate button again, once you're prompted with the iframe window showing details about the commissions applied to that payment method.

Restrict a payment method

Follow the steps below to restrict a payment method for specific countries.

1. Log in to your Merchant Control Panel.
2. Go to Setup → Ordering options.
3. Click on the Payment Methods tab.
4. Locate the payment method you want to restrict for specific countries and click on the Edit button.
5. Select the countries you want to restrict from the left side column and move them to the list on the right, in the Restricted countries list.
6. Click on Save settings.

Restricting all countries for a payment method triggers its deactivation.

You cannot edit the availability of the following payment methods:

• Visa/MasterCard
• American Express
• Discover/Novus
• PayPal

Deactivate/disable a payment method

Follow the steps below to disable a payment method.

1. Log in to your Merchant Control Panel.
2. Go to Setup → Ordering options.
3. Click on the Payment Methods tab.
4. Locate the payment method you want to deactivate and click on Edit in the Status column.
5. Click on the Disable this payment method link below the Restricted countries list.
6. When prompted with the iframe window, click on the Deactivate button.

Alternatively, you can disable a payment method by restricting all of its available countries.

You cannot disable the following payment methods:

• Visa/MasterCard
• American Express
• Discover/Novus
• PayPal

Restrict billing countries

Follow the steps below to restrict purchases coming from specific billing countries.

1. Log in to your Merchant Control Panel.
2. Go to Setup → Ordering options.
3. Click on the General tab.
4. Locate the Billing Countries section.
5. Select the countries you want to restrict from the left side column and move them to the list on the right.

Shoppers won't be able to select restricted countries for the billing address in the cart.

Local processing activation

Domestic cards with installments

2Checkout’s local processing support in Turkey and Brazil provides shoppers with the choice to pay for their purchases with local cards that allow installments. Cards such as:

• Visa and MasterCard in Turkey
• Visa, MasterCard, American Express, Elo, HiperCard in Brazil.

Follow the steps below to enable this payment method.

1. Go to Setup -> Ordering options.
2. Click the Payment Methods tab.
3. Locate the Credit cards with installments payment method and click Activate. The activation window notifies you of the applicable commissions for both Brazil and Turkey for eCommerce and affiliate orders.
4. Choose the countries for which you want to enable the payment method.
   
   • Brazil. You need to enable domestic cards without installments separately for Brazilian shoppers. 
   • Turkey. This action also enables domestic cards without installments for Turkish shoppers. 
5. Click Activate.

Domestic cards without installments

Domestic cards without installments are available in Turkey (Visa/MasterCard) and Brazil (Visa/MasterCard and American Express). Payment without installments is not enabled by default. To enable local cards without installments, follow the steps below.

1. Go to Setup -> Ordering options.
2. Click the Payment Methods tab.
3. Locate the Visa/MasterCard payment method and click Edit.
4. Click Send request to notify 2Checkout to enable this payment method. The activation window notifies you of the applicable commissions for both Brazil and Turkey for eCommerce and affiliate orders. 

Risk assessment

Activation of domestic credit cards requires 2Checkout risk assessment and can take up to 2 business days.

OFAC country restrictions

2Checkout is fully compliant with OFAC regulations, restricting shoppers from the OFAC countries from placing orders. Read more about OFAC regulations here.