Refunds processing time frames
Last updated: 07-Feb-2025
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Overview
Refunds' processing time frames depend on the payment method used by the shopper.
If the refund request is granted by 2Checkout/Merchant, payments are refunded to shoppers as follows:
- Credit/Debit Cards payments will be refunded within one (1) business day;
- Wire Transfer and check payments will be refunded within seven (7) business days and the cost of the transfer will be borne by the end user;
- PayPal payments will be refunded within one (1) business day;
- Other payment methods will be refunded between five (5) to seven (7) days.
- In cases of Direct Debit, the refund request can be processed only after 6 weeks from the payment date, the period needed for your bank to process the settlement. 2Checkout will only review and respond to your refund request after the 6-week period ends.
Once a refund is processed, the funds will be visible in the shopper’s account within 3-5 business days, depending on their bank processing time. PayPal refunds will be visible in the shopper’s account on the same day.
Refunds' processing time frames for online payment methods
| Payment method | Type | Refund processing time |
|---|---|---|
| Visa | credit/debit card | within one (1) business days |
| Visa Electron | debit card | within one (1) business days |
| MasterCard | credit/debit card | within one (1) business days |
| Maestro | credit/debit card | within one (1) business days |
| Eurocard (Mastercard) | credit/debit card | within one (1) business days |
| American Express | credit card | within one (1) business days |
| Discover/Novus | credit card | within one (1) business days |
| Dankort /VISA | debit card | within one (1) business days |
| Bancontact | credit/debit card | within one (1) business days |
| Postepay (Visa) | credit/debit card | within one (1) business days |
| JCB (Japan Credit Bureau) | credit card | within one (1) business days |
| Carte Bancaire | local debit card | within one (1) business days |
| PayPal | digital wallet | within one (1) business days |
| PayPal Express | digital wallet | within one (1) business days |
| Direct Debit SEPA* | direct debit | within six (6) weeks from the payment date |
| Direct Debit UK* | direct debit | within six (6) weeks from the payment date |
| Alipay | digital wallet | within one (1) business days |
| Apple Pay | digital wallet | within one (1) business days |
| iDEAL | online banking | within seven (7) business days after receiving the banking details from the end-user (the cost of transfer will be borne by the end-user) |
| eCheck/ACH* | direct debit | within six (6) weeks from the payment date |
| UnionPay | credit/debit card | within one (1) business days |
| Elo Card | credit card with installments | within one (1) business days |
| Hipercard | credit card with installments | within one (1) business days |
| Local Cards Turkey with installments (Bonus, World, CardFinans, BankAsya, Paraf, Maximum, Axess) | credit card with installments | within one (1) business days |
| Nordea | online banking | within three (3) to five (5) days |
| Danske | online banking | within three (3) to five (5) days |
| Trustly | online banking | within three (3) to five (5) days |
| WeChat Pay | digital wallet | within three (3) to five (5) days |
| Skrill Wallet | digital wallet | within three (3) to five (5) days |
| Neteller | digital wallet | within three (3) to five (5) days |
| Qiwi wallet | digital wallet | within one (1) business days |
| Note: In cases of Direct Debit, the refund request can be processed only after a 6 weeks period from the payment date, the period needed for your bank to process the settlement. 2Checkout will only review and respond to your refund request after the 6-week period ends. | ||
Refunds' processing time frames for offline payment methods
| Payment method | Type | Refund processing time |
|---|---|---|
| PayNearMe | cash/online |
within seven (7) business days after receiving the banking details from the end-user (the cost of transfer will be borne by the end-user) |
| Wire/Bank transfer - SEPA countries** | bank transfer | |
| Wire/Bank Transfer - non-SEPA countries** | bank transfer | |
| Purchase Order | purchase order | |
| Boleto/Pix** | Cash/online | |
| Cash at 7-Eleven, Family Dollar & ACE | Cash/online |
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